No Income / No Asset Mortgage

When your privacy and disclosing income or assets becomes an issue you can always opt for a no income/no asset mortgage. Sometimes it may be necessary due to lack of income, or assets not disclose provided you do have the financial resources to maintain your mortgage payments. A no income loan means you do not have to disclose tax returns, W2s or pay stubs. The no asset means you do not have to disclose bank accounts, stocks, financial investments or even funds for closing.

If you employed and need a mortgage but your income is non verifiable you may quality for a Stated Income program. The Stated program has slightly better pricing than a no income program. If you do not have sufficient time on your job or in your industry to qualify for a fully documented mortgage then a Stated income program might be your solution. While some of the no income and stated income programs require slight add-ons to the best pricing there are others that have no add-ons. To qualify for no add ons you would need certain loan to values and credit requirements.

RefinancingUSA specializes in no-income, stated income and self employed. We have a large selection of programs to fit your individual mortgage requirements.